A KEMBA Personal Loan gives you a fixed rate and a fixed term so you know exactly what your monthly payment will be, making it easy to budget. You can borrow as little as $1,000.
Some common uses of our Personal Loan include:
1.) Consolidating debt into one monthly payment.
2.) Paying off higher interest credit card and retail store card debt and consolidating into one monthly payment.
3.) Funding planned or unplanned events like home improvements, medical bills,
and/or vehicle repairs.
Personal loans are typically unsecured loans; however, we can also provide share secured personal loans to help you build your credit score.
Learn more about or apply for a personal loan by doing any of the following:
1.) Visit our Salem or Lynchburg branch.
2.) Call one of our Loan Officers at 800-735-3622
3.) Submit the online "Personal Loan Info Request" to the right.
Credit Reporting 101
"A Guide To Understanding Your Credit"
Personal Loan 12 Months As Low As 8.75%*
36 Months As Low As 13.75%*
60 Months As Low As 16.25%*
*APR = Annual Percentage Rate. Example: A $5,000 loan with a 36 month term and a 13.75% APR would have a $170.46 monthly payment. Interest rates will vary based on approved credit. Final rates are based upon review of an application and quoted when a decsion is given. Terms subject to approved credit. Rates subject to change without notice. Maximum term based on amount of loan. Loan amounts $1,000 - $2,000 have 24 month maximum term. Loan amounts $2,001 - $4,000 have 30 month maximum term. Loan amounts $4,001 - $5,000 have 36 month maximum term. Loan amounts $5,001 - $7,500 have 48 month maximum term. Loan amounts $7,501 - $8,500 have 54 month maximum term. Loan amounts $8,501 - $10,000 have 60 month maximum term.
©2010-2011 KEMBA Roanoke FCU.
2812 W. Main Street -- Salem, VA 24153
Phone: 540-387-5267 Toll Free: 800-735-3622
3403 Candlers Mtn Road -- Lynchburg, VA 24502
Phone: 434-846-3393
Your savings are federally
insured to at least $250,000 by the National Credit
Union Administration
